Now, maybe more than ever before, it is important for you to know your credit score and your credit history. Be intentional in positioning yourself for credit. The first thing a lender will do when you need money is pull a credit report. Don’t be surprised by what he finds and don’t let him be surprised.
There are also things you should not do. Don’t pay someone to ‘clean up your credit.’ That doesn’t work.
Below are phone numbers to Consumer Credit Counseling offices in Arkansas, Memphis, and Mississippi.
They provide free and confidential budget, credit, debt and housing counseling and they have offices in Arkansas, Mississippi and Tennessee.
You can reach them at:
Arkansas 501-753-0202 Memphis, TN 901-323-4909 Mississippi 662-536-4931 Toll-free 800-255-2227 www.helpingfamilies.org
Read an article about credit scores and history by clicking here.
